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BUS 177 — Unlock Financial Freedom: A Smart and Practical Guide to Early Retirement

Quarter: Fall
Instructor(s): Amber Ma
Duration: 6 weeks
Location: Online
Date(s): Oct 1—Nov 5
Class Recording Available: Yes
Class Meeting Day: Thursdays
Grade Restriction: No letter grade
Class Meeting Time: 7:00—8:50 pm (PT)
Tuition: $560
   
Refund Deadline: Oct 3
 
Unit(s): 1
   
Status: Registration opens Aug 17, 8:30 am (PT)
 
See syllabus for details (subject to change)
Quarter: Fall
Day: Thursdays
Duration: 6 weeks
Time: 7:00—8:50 pm (PT)
Date(s): Oct 1—Nov 5
Unit(s): 1
Location: Online
 
Tuition: $560
 
Refund Deadline: Oct 3
 
Instructor(s): Amber Ma
 
Grade Restriction: No letter grade
 
Recording Available: Yes
 
Status: Registration opens Aug 17, 8:30 am (PT)
 
See syllabus for details (subject to change)
 
Have you imagined retiring years earlier than most—shifting your “go-go” years from your 60s to your 40s or finally pursuing long-delayed passion projects? In this course, you’ll learn how to define your ideal retirement age and calculate exactly what’s required to fund your desired lifestyle. Discover strategies to double your income every 2–3 years through smart career moves, hidden revenue streams, and personal entrepreneurship. You’ll also learn the key difference between lifespan income and limited income—insight that can help you build lasting wealth. We’ll explore how to optimize your spending so your money works smarter and how to spot financial opportunities before they go mainstream. Finally, we’ll unpack the hard and soft skills you can develop quickly to accelerate results and stay ahead of the curve. Early retirement isn’t about cutting back—it’s about creating freedom, choice, and peace of mind. With a step-by-step playbook, this course empowers you to design and live the life you want, at any career stage.

AMBER MA
Adjunct Professor of Accounting, University of San Francisco; Certified Public Accountant

Amber Ma teaches accounting at the University of San Francisco and Retirement Planning at UC Berkeley Extension. She has worked at PricewaterhouseCoopers and Ernst & Young as well as major technology companies, including Tesla, Uber, Meta, and Amazon. She has led accounting training at her corporate jobs, attracting hundreds of non-accounting colleagues to join her interactive training courses.