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Spring Registration Opens Feb 23
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BUS 177 — Unlock Financial Freedom: A Smart and Practical Guide to Early Retirement

Quarter: Spring
Instructor(s): Amber Ma
Duration: 5 weeks
Location: Online
Date(s): Apr 9—May 7
Class Recording Available: Yes
Class Meeting Day: Thursdays
Grade Restriction: NGR only; no credit/letter grade
Class Meeting Time: 7:00—8:30 pm (PT)
Tuition: $435
   
Refund Deadline: Apr 11
 
Unit(s): 0
   
Enrollment Limit: 45
  
Status: Registration opens Feb 23 8:30 am (PT)
 
Quarter: Spring
Day: Thursdays
Duration: 5 weeks
Time: 7:00—8:30 pm (PT)
Date(s): Apr 9—May 7
Unit(s): 0
Location: Online
 
Tuition: $435
 
Refund Deadline: Apr 11
 
Instructor(s): Amber Ma
 
Grade Restriction: NGR only; no credit/letter grade
 
Enrollment Limit: 45
 
Recording Available: Yes
 
Status: Registration opens Feb 23 8:30 am (PT)
 
 
Have you imagined retiring years earlier than most—shifting your “go-go” years from your 60s to your 40s or finally pursuing long-delayed passion projects? In this course, you’ll learn how to define your ideal retirement age and calculate exactly what’s required to fund your desired lifestyle. Discover strategies to double your income every 2–3 years through smart career moves, hidden revenue streams, and personal entrepreneurship. You’ll also learn the key difference between lifespan income and limited income—insight that can help you build lasting wealth. We’ll explore how to optimize your spending so your money works smarter and how to spot financial opportunities before they go mainstream. Finally, we’ll unpack the hard and soft skills you can develop quickly to accelerate results and stay ahead of the curve. Early retirement isn’t about cutting back—it’s about creating freedom, choice, and peace of mind. With a step-by-step playbook, this course empowers you to design and live the life you want, at any career stage.

AMBER MA
Adjunct Professor of Accounting, University of San Francisco; Certified Public Accountant

Amber Ma teaches accounting at both the University of San Francisco and Golden Gate University. She has worked at PricewaterhouseCoopers and Ernst & Young as well as major technology companies, including Tesla, Uber, Meta, and Amazon. She has led accounting training at her corporate jobs, attracting hundreds of non-accounting colleagues to join her interactive training courses.